Freezing is a pain .....Pain yes...but I'm never going to unfreeze my Equafax account....if any of the creditors I apply with won't accept the results from the other two...SCREW THEM..
I believe Equifax is scamming everyone by deliberately lowering everyone's score....probably to get a kick back from the lenders ...part of the higher interest rate they charge you because of your low number...think about that for a while...pretty good money maker.