On the flip side, if I'M borrowing someones ride, and I do something to damage it, I'm going to make it right, no matter what.
If I can't afford to fix it, I'll claim it on my insurance.
Also, I've always been of the mindset, you don't loan your wife or bikes out to be rode...
You are 100% right and i usually dont but he is a good friend of mine. I fucked up specially knowing he had just recently learned to drive stick as well.