SoCal just curious if you know exactly why they decided to total it? Was there something catastrophically wrong with the frame or would the replacement of the damaged components have cost more than what State Farm thought it was worth?
Ok here goes... I hope this helps others as someone here did for me. I think perhaps SlingLow ( Darn memory) .
The very short of it was the frame was "scratched" Seriously that was it.
Whenever the "frame" comes up in a report they don't want anything to do with it. Had that not been in the report they would have fixed it. Good as new and with the parts list they had even better.
Had I chosen to fix it I would have come out even money wise. 8K. BUT it would have had a "Branded title" as a "total loss". No matter what the finished condition was it would be worth at best half its price if it was not a "total loss". THEN any insurance company that would even think of insuring me would want/need a mechanics written report on road worthiness AND the DMV would have to sign off as well. Then I may only be able to get lib insurance and good luck getting collision as you are wide open to " that was there before" - not going to cover it. All this with a vehicle that is worth half its "true value".
In the end I just had to let her go. Waaaaay to much red tape, possible that it would not be insurable, half the value, good luck trying to sell it some day. Better to start over.
So the sling being the sling if ANYONE gets in an accident and there is a hassle or whatever just get them to say the frame was scratched and it is over. Done. Move on.
Still letting this all settle out and I am still pleasantly on them to give me more for what they are offering. See the below I noticed in the paperwork. The quest continues ....Untitled1.pdf
