All good info and much appreciated Bill Martin . To be honest, I did next to no research on this. I just pulled the trigger, so to speak, and will evaluate it when my starter pack shows up. If it's no good, I'll have shitty insurance for 14 months at less than $10/month and I'll do something different next time.
I did spend some time thinking about whether or not being insured would cause a guy to draw down a little quicker and quickly determined that concealed carry insurance changes NOTHING with regard to the factors that MUST be in place to justify the use of a firearm. What got me was the opportunity to speak with a lawyer immediately for advice on making a complete and comprehensive statement to the law the first time, possibly avoiding a serious tactical error on my part if I were in that situation. From there, I just need to avoid charges or be quickly acquitted because, as is obvious to anyone and everyone, I AM RIGHTEOUSLY INNOCENT! After reading your post about quality of representation, I also determined that if I were on trial and wasn't satisfied with my lawyer(s), I can go ahead and spend my own $80,000-$800,000 for the guy I want, assuming I have it, whether this insurance is in place or not.
And I can't imagine what a 'small beef' might be in this arena. I don't believe I would be covered for brandishing, threatening, or any other testosterone induced behavior that was not a life or death situation. This concludes my self-serving excuse for not educating myself.
My real estate attorney has helped me through numerous projects and developments and has always billed me fairly. I have never begrudged his fees and am happy to pay him quickly (Doctors and lawyers are notoriously slow-payed. After all, they're rich!) Simply put, the guy helps me make money.
All good points - when I refer to “small beef” is such as when you feel threatened by a thug - pull your weapon not having to fire stopping the threat and the liberal jurisdiction wants to charge you for example. That is where this insurance would be valuable. If you are EVER in a situation where you have to fire NEVER speak to anyone until you have a face to face with an attorney of your choosing IMO. That choice could be the most important choice of your lifetime. The lawyers in this “pool” may not be experts in that area of the law but just trying to make a few extra bucks. For example - if you need help with a leveraged buyout — call me — for a gun charge — I’m not the guy you want.😂. That’s why lawyers are hated & loved - somebody has to be a winner and somebody a loser. When you have placed your life in their hands either literally or financially 1/2 those folks think lawyers suck 😂