Update2: Well my theory has changed, I finally stuck my head between the front and rear pulleys while the back wheel was jacked (under load) and the belt properly aligned and could hear the creaking coming from the rear pulley area (not the wheel axle and not the swing arm shaft area). Even though I checked the belt tension several times and each time showing factory tension levels I now suspect it's the belt being too tight. The giveaway was tonight when the outside temp dropped by almost 30 degrees. When it was warm I could clearly hear the cyclic stress on the pulley bearings but tonight after checking the cold belt tension (factory settings of .3 inches) then doing a test drive, I heard no creaking until after a few miles when the belt had a chance to warm up and tighten. Clearly it's too tight and it's stressing the rear pulley bearings. Going to fix it once my new tools come in later this week.
I suspect my determination to drive in the day during the godawful hottest july days ever in VA got the belt warm enough to stress the bearings to begin with. They were super loud a couple of days ago during record heat. If after loosening the belt tension the bearings are still acting up then I just need to throw in the towel and contact the dealership for a warranty claim on the pulley bearings.
I too have noticed that temperature has affected the noise level of the creaking. I still haven't heard back from my dealer about the bearings arriving and scheduling to come in.