Well, the unexpected happened. Our enclosed trailer was stolen from a secure storage facility, it was properly secured as well and it occurred within 24 hrs of being parked between loading. I figured I'd share our experience for those who are considering purchasing a trailer and may be unfortunate enough to go through this type of negative event.
As we returned to our trailer spot the following day, I was on the phone with the property manager in regards to placing one of my classic truck projects temporary on the property between blasting and body work. As my wife pulled up to the slot, my heart sank seeing an empty space. I asked the property manager where our trailer was out of shock, she relayed in shock and disbelief "it's gone?" I immediately notified the local police department and an officer was sent out. He didn't seem to concern and relayed to me that trailer thefts were on the rise and storage units were prime pickings. Wow, wish I had known before hand *sigh*. Received a theft report, and proceeded to notify our insurance company.
Trailer stolen on the 22 or 23rd of May (theft discovered on the 23rd and reported), trailer found in a subdivision in a different city on the 25th of May 2018 but we were not notified. Left church on the 27th of May and later received a phone call that it was recovered with a number to call for information. Attempted to call but was informed it was a holiday weekend to call back on Tuesday the 29th of May 2018 to receive any information about the case. No information received until original Police Department informed us on the 30th to recover trailer with $303 fee from tow yard, along with a few other negative remarks. Sadly, the trailer was emptied of 95% of everything of value. The value of items taken continues to rise. Someone has a set of SS wheels, double bubble screens, panels, power tools, and so much more.
NOW..the reason I post is to try and help other forum members that may be hauling items and take it for granted that it is only a 24hr trip or less. Please keep an inventory of your enclosed trailer contents. From every tool, to every blanket, tow strap, etc. Make sure that you understand your insurance coverages if you have changed agents or had policy updates or changes. Your trailer may be covered on it's own policy, or on the policy of your tow vehicle. NOW, think about the coverage of the contents that you carry, if you're not careful they may only be covered under your homeowner's policy (or renter's policy) if you don't carefully specify this when purchasing a policy. This could have you filing a claim two routes if not careful. I have owned this particular trailer since 2012 without incident. I'd prefer to have all of our possessions back, as some were really special and were only going into our storage temporary as we did some remodeling. The plans that I had for powder coating my extra wheels and taking notes from STYLN and others who'd posted in the DIY may have been wasted at this point on those wheels..but I have the knowledge they shared.
I will be dropping the trailer off for repair, hopefully, tomorrow and perhaps it won't be totaled out with the damaged that was done. With all things good and bad that happen I know that God has a plan. Yet I'm still human and can't stand a "THIEF"!
Mods on hold for a bit but we'll recover from this loss as we always do. I hope this thread can help someone else who may need a little reminder when seeking policy coverages...trust me, there's not much more I could do in the department of security. I'm thinking about seeing if the hitch lock company will pay the $10k they advertise LOL